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Peachy Keenan@KeenanPeachy · Dec 30, 2025

🧵If you think Somalian daycare and child services fraud is bad, wait until you find out about the massive California…

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Summary

The author describes their teenage son's minor low-speed car accident that resulted in a fraudulent $1 million insurance claim with fabricated medical injuries, which was eventually settled for $150,000. They argue this type of organized insurance fraud targeting policy limits is widespread in certain Los Angeles ethnic enclaves and artificially inflates insurance rates for everyone.

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  1. #1

    🧵If you think Somalian daycare and child services fraud is bad, wait until you find out about the massive California insurance fraud perpetrated by a longtime Los Angeles ethnic enclave, and no one cares! How do I know? Here's why:

  2. #2

    A few years ago, one of our teenagers in high school got in a very minor fender bender at a red light. He got distracted (it had actually started to SNOW nearby) and he accidentally rear ended the car in front of him going between 5-10 mph.

  3. #3

    There was a minor dent on my kid's bumper. The guy he hit had zero damage to his rear bumper, maybe a barely visible smudge. They pulled over, the young man jumped out, took a look, said he was fine, was friendly, they exchanged information, that was it.

  4. #4

    Months later, we get a notice from our insurance company that we are being sued for $1 million dollars to cover extensive medical bills and psychological therapy for the injuries the guy sustained in the accident. One million dollars.

  5. #5

    The report we get includes detailed medical records from chiropractors, orthopedic specialists detailing extensive back, spinal cord and bone injuries, severe pain, and psychological distress -- apparently the guy is too frightened to ever drive again and needs therapy, etc.

  6. #6

    Both my kids saw this guy jump out of his car, walk around, completely fine, because it was such a slow motion rear ending. In fact, one of the kids had been videoing the snow falling, so we have the accident on video. There is absolutely no way anyone could have been injured even a little, not even a stiff neck.

  7. #7

    Our insurance company handled the legal stuff. When we talked to them, they literally told us "this is an ethnic situation, we see this all the time. We know it's a total scam." The plaintiff knew the limits of our insurance policy, however, so they knew they could try for it.

  8. #8

    My son had to submit a testimony. It was endless paperwork. I couldn't believe anyone would dare try to pull this off, but what could I do? I had to wait for the process to play out. A year later, the lawyer told us they settled with the guy for something like $150,000.

  9. #9

    Imagine what this is costing insurance companies, who then have to jack everyone elses rates. And you are a total sucker if you never sued anyone after getting in a minor fender bender. You left free moeny on the table!